Smartphones under 20000 Rupees started gaining attention recently due to the abundant features bundled in the package.
No doubt, the highest value for money smartphones still come under Rs 15000. But Indians seem to have raised their budgets nowadays.
It is a common scenario to see people slightly extending their budget for a few extra features they want. So how would you decide the best smartphone for yourself?
[In case you are looking for a Tablet in the same budget: Best Android Tablets under 20000 Rupees]
Here is the list.
List of Smartphones Under 20000 Rupees
1. Realme Narzo 20 Pro

Price | Rs 18,999 |
RAM | 6 GB |
Storage | 128 GB |
Camera | Rear = 48 MP + 8 MP + 2 MP + 2 MP Front = 16 MP |
Battery | 4500 mAh |
Display | 6.5″ (1080×2400 pixels) |
Processor | MediaTek Helio G95 |
Pros of Realme Narzo 20 Pro
- Powerful processor for gaming
- 65 Watt fast charging
- Decent selfies with dual front cameras
- Smooth & fast 90 Hz display
- 3.5mm jack is present
Cons of Realme Narzo 20 Pro
- Camera performance is not great
Note: Realme 7 is the replica of this smartphone but the camera is slightly better and the price is higher.
2. Samsung Galaxy F41

Price | Rs 16,499 |
RAM | 6 GB |
Storage | 128 GB |
Camera | Rear = 64 MP + 8 MP + 5 MP Front = 32 MP |
Battery | 6000 mAh |
Display | 6.4″ (1080×2340 pixels) |
Processor | Exynos 9611 |
Pros of Samsung Galaxy F41
- Excellent battery life among the competitors
- The display is good and the screen is super AMOLED
- 3.5mm jack is present
Cons of Samsung Galaxy F41
- Not too good for gaming and heavy processing
3. Samsung Galaxy M31

Price | Rs 16,499 |
RAM | 6 GB |
Storage | 128 GB |
Camera | Rear = 64 MP + 8 MP + 5 MP + 5 MP Front = 32 MP |
Battery | 6000 mAh |
Display | 6.4″ (1080×2340 pixels) |
Processor | Exynos 9611 |
Pros of Samsung Galaxy M31
- Excellent battery life among the competitors
- Great for photography and videography
- The display is good and the screen is super AMOLED
- 3.5mm jack is present
Cons of Samsung Galaxy M31
- Heating issues
- Not too good for gaming and heavy processing
4. Motorola One Fusion+

Price | Rs 16,999 |
RAM | 6 GB |
Storage | 128 GB |
Camera | Rear = 64 MP + 8 MP+ 5 MP + 2 MP Front = 16 MP |
Battery | 5000 mAh |
Display | 6.5″ (1080 x 2340 pixels) |
Processor | Qualcomm Snapdragon 730G |
Pros of Motorola One Fusion+
- Stock Android version powered by Google: No system Ads
- Guaranteed timely software updates
- Smooth performance
- Loud and clear stereo speakers
- 3.5mm jack is present
Cons of Motorola One Fusion+
- No support of fast charging
- Many software bugs as it new
5. POCO X3

Price | Rs 16,999 |
RAM | 8 GB |
Storage | 128 GB |
Camera | Rear = 64 MP + 13 MP + 2MP + 2 MP Front = 20 MP |
Battery | 6000 mAh |
Display | 6.67″ (1080×2400 pixels) |
Processor | Qualcomm Snapdragon 732G |
Pros of POCO X3
- Powerful processor for gaming
- Liquid cooling technology ensures the best performance for heavy usage
- Smooth & fast 120 Hz display
- 3.5mm jack is present
Cons of POCO X3
- Low Light Camera performance is poor
[In case of unavailability, check out the similar product: POCO X2 | Amazon Link]
6. Redmi Note 9 Pro Max

Price | Rs 17,999 |
RAM | 6 GB |
Storage | 128 GB |
Camera | Rear = 64 MP + 8 MP + 5 MP + 2 MP Front = 32 MP |
Battery | 5020 mAh |
Display | 6.67″ (1080×2400 pixels) |
Processor | Qualcomm Snapdragon 720G |
Pros of Redmi Note 9 Pro Max
- Powerful processor
- Great battery life
- 3.5mm jack is present
Cons of Redmi Note 9 Pro Max
- MIUI is full of random advertisements
Slightly Old But Great Smartphones Under 20000 Rupees
- Realme 6 = 128 GB Storage | 8 GB RAM
- Pros = High performance smartphone
- Cons = Videography is poor
- Nokia 8.1 = 128 GB Storage | 6 GB RAM
- Pros – Stock Android, Cheap
- Cons – Poor battery, Poor camera
- Samsung Galaxy M40 = 128 GB Storage | 6 GB RAM
- Pros – Excellent display
- Cons – Poor battery
- Samsung Galaxy A50S = 128 GB Storage | 4 GB RAM
- Pros – Excellent display
- Cons – Less RAM & Average specifications
- Vivo S1 Pro = 128 GB | 6 GB RAM
- Pros – AMOLED Display
- Cons – Poor processor
- Oppo F15 = 128 GB | 8 GB RAM
- Pros – Highest RAM
- Cons – Poor processor
Click on the names of the above-mentioned smartphones to buy or check on Amazon.
Best Smartphone For You?
- Non-Chinese smartphone = Samsung Galaxy M31
- Cheapest = Nokia 8.1
- Clean Android Phone without Ads = Motorola One Fusion+
- Highest Internal Storage = All of them
- Highest RAM = Oppo F15, Realme 6
- For Photography = Samsung Galaxy M31
- For Videography = Nokia 8.1
- Strongest Battery = Samsung Galaxy M31, POCO X3
- Strongest Processor = Realme Narzo 20 & Redmi Note 9 Pro Max
The differences are not too much if we compare practically but every smartphone has some specialization. That’s it.
Also, I donβt own any of these gadgets and my research is completely based on the technical specifications given on the Internet and user reviews.
[You might also like: Best Smartphones Under 15000 Rupees]
Looking for some gadget recommendations?
Check out | Buyer’s Guide
P2
Thanks for your recommendations on this blog. One thing I want to say is purchasing gadgets items in the Internet is nothing new. In reality, in the past decades alone, the marketplace for online electronic devices has grown drastically. Today, you could find practically virtually any electronic tool and other gadgets on the Internet, ranging from cameras as well as camcorders to computer parts and games consoles.
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Thanks
Sir , what about the Samsung Galaxy M31 8GB variant , I read that it lags even though it has 8GB of RAM.
That’s because of the weak Exynos processors that Samsung uses on its phone. RAM does not matter here.
It lags when you use it for heavy gaming. Games like PUBG or COD work well with mid-level settings instead of high-level settings.